Buying and Selling Real Estate in Atlanta GA

Are Foreclosures & bankruptcies the same..

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Has anyone ever read this blog page--it is my first time seeing it.

Client Rewards

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Client Rewards

The basics of marketing your home

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Your home should be listed, whenever possible, in the local Multiple Listing Service and on our site, which has a huge online database of homes and virtually 100% of potential buyers who look for homes on the Internet.

Negotiating a Price

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The {FullName} real estate agents are experienced negotiators and have written hundreds (thousands?) of offers on all types of property. They are also familiar with the market and will be of assistance when preparing your offer to purchase.

Goodbye inspection, hello trouble

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DO I REALLY NEED HOMEOWNER'S INSURANCE? Yes. A paid homeowner's insurance policy (or a paid receipt for one) is required at closing, so arrangements will have to be made prior to that day. Plus, involving the insurance agent early in the home buying process can save you money. Insurance agents are a great resource for information on home safety and they can give tips on how to keep insurance premiums low.

Hiring a home inspector

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• WHAT DOES A HOME INSPECTOR DO, AND HOW DOES AN INSPECTION FIGURE IN THE PURCHASE OF A HOME? An inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction, and mechanical systems of the house and will make you aware of repairs that are needed.

Home Offer Writing - Make an Offer

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· HOW DO I MAKE AN OFFER? Your {FullName} real estate agent will assist you in making an offer, which will include the following information:

Home comparison chart

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Print out this worksheet and make notes about the {City} homes you visit.

How to choose a home

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HOW CAN I KEEP TRACK OF ALL THE HOMES I SEE? If possible, take photographs of each house: the outside, the major rooms, the yard, and extra features that you like or ones you see as potential problems. And don't hesitate to return for a second look.

How to choose a neighborhood

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Every neighborhood is different. It is strongly recommended that you research the neighborhood you plan on living in before buying your home.

Dont forget your preapproval letter

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Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down payment you can afford. Without any obligation, this helps you arrive at a ballpark figure of the amount you may have available to spend on a house.

A short guide to real estate lingo and a..

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4B/2B -- four bedrooms and two bathrooms. "Bedroom" usually means a sleeping area with a window and a closet, but the definition varies in different places. A "full bathroom" is a room with a toilet, a sink and a bathtub. A "half bathroom" or powder room has only a toilet and a sink.

House-hunting tips

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Start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How much space do you need? What areas of town do you like? After you answer these questions, make a "To Do" list and start doing casual research. Talk to friends and family, drive through neighborhoods.

Wish list worksheet

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Creating a Wish List on paper will help you decide which home you should buy! There are many things to consider when thinking of your new home and making a wish list. You can create check boxes to help you weed out the less than satisfactory homes. Be sure to prioritize your list so that each item will not count as much as other items.

What type of home do you want?

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Almost everybody has a dream home. A place they like to wander through in their thoughts, choosing imaginary wallpaper and putting in imaginary skylights. But for too many people, dream homes remain just that--dreams. The reality of owning their own home never seems to become theirs.

How a Rrealtor can help

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Using a {FullName} real estate agent is a very good idea. All the details involved in home buying, particularly the financial ones, can be mind-boggling. A {FullName} real estate professional will guide you through the entire process and make the experience much easier. We are well-acquainted with all the important things you'll want to know about a neighborhood you may be considering...the quality of schools, the number of children in the area, the safety of the neighborhood, traffic volume, and more.

Take charge when buying

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How much do I have to save to buy a home..

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Buying your first home can be scary, but if you follow these tips, you will do just fine!

Understand your credit

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If you have ever applied for a charge card, student loan, or other kinds of credit, you probably have a credit report (or credit profile). Credit reporting agencies collect and organize information about you and your repayment history, and make it available to those who are considering granting you credit. Landlords, employers, government licensing agencies, and insurance underwriters can also obtain your credit report.

Calculate your income vs. debt

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If you can answer "yes" to these questions, you are probably ready to buy your own home.

How much home can you afford?

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Home loans are available from several types of lenders--thrift institutions, mortgage companies, commercial banks, and credit unions. Various lenders may quote you different prices, so you should contact several lenders to make sure you’re getting the best price. You can also get a home loan through a mortgage broker.

Pros and cons of home ownership

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You probably started the home buying process in one of two ways: you saw a home you were interested in buying or you consulted a lender to figure out how much money you could borrow before you found a home (sometimes called pre-qualifying). The next step is to sign an agreement of sale with the seller, followed by applying for a loan to purchase your new home. The final step is called ´´settlement´´ or ´´closing,´´ where the legal title to the home is transferred to you.

Making the transition from renting to bu..

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You'll love the feeling of having something that's all yours - a home where your own personal style will tell the world who you are. A thriving vegetable garden in the backyard, a tiled entryway, a yellow kitchen...when you own, you can do it all your way!

Are you ready to buy a home?

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Know Your Rights as a Homebuyer Before you start, there are many laws that protect you from scams, unnecessary expenses, and discrimination in the process of buying a home. Know your rights!

Contract negotiation: terms and conditio..

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When writing a purchase contract, avoid expensive terminology such as paying a buyer's closing costs, and of course you should watch out for all the contingencies that could cost you time with your home off the market. If the buyer wants to close on the sale contingent with the selling of his or her house, include a kick-out clause that will allow you to back out of the contract within seventy two hours if you receive an offer that does not contain contingencies

Negotiating to yes

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Saving A Deal : Pointers

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It can be tempting to push negotiations through quickly, especially if you need to sell for financial or relocation reasons, or if the market is fast (if there are many buyers but few listings). Take the time to read offers carefully If you know your home needs repairs, it may be better to make the repairs yourself before selling, rather than accept a big price cut.

Fast Home Sale Tips

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The longer a house sits on the market, the less likely you are to get the best price.

Closing-related tax tips for buyers and ..

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You may qualify to exclude from your income all or part of any gain from the sale of your primary residence. Your primary residence is the one in which you live most of the time.

Picking the best offer

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In many of today's stronger real estate markets, home sellers may receive multiple offers for their home. Multiple offers are a classic example of economic realities because they appear when the supply of homes for sale is limited and the demand for good-condition homes is strong. Sellers love multiple offers because they push up home prices and create an opportunity to spark a bidding war. Macdonald & Wood real estate agents are experienced in knowing how to respond to multiple offers and will help you get the best price and terms for the sale of your home.

The seller listing agreement: Whats it a..

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Realtors and buyers occasionally work together without a written contract, but the opposite is true for realtors and sellers. On the listing side, written contracts are overwhelmingly the rule, not the exception. A listing agreement is a binding legal contract that shouldn't be taken lightly. The necessity of reading the contract carefully and understanding what it means before you sign it can't be overstated. If you need legal advice, consult an attorney.

Setting the stage sells your home

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Making a good first impression can mean the difference between receiving serious offers for your home or being subjected to months of lookie-loos dropping by but never buying.

Tips for handling multiple offers

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A "seller's market," in one in which competition for houses gives a seller the advantage! It is the result of all kinds of things which we cannot control, from the economy to the sudden and amazing popularity of any given city or neighborhood.

Get the house ready

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From experience, Realtors also know that a "well-polished" house appeals to more buyers and will sell faster and for a higher price. Additionally, buyers feel more comfortable purchasing a well-cared for home because if what they can see is maintained, what they can't see has probably also been maintained. In readying your house for sale, consider:

Set your list price

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An experienced real estate agent can help you set your best list price because they have access to data you may not! Consider the free home evaluation tool. This is but a small taste of the data at the fingertips of your Macdonald & Wood real estate agent!

How to read housing market stats

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Homeowners have a seemingly insatiable appetite for information about the housing markets. "Are prices going up? How's the market? Is now a good time to sell?" they ask. Research, reports and newspaper articles provide useful answers, but the information is usually buried in economic jargon. What is a "median price" anyway? What does "seasonally adjusted" mean? Does anyone understand "unsold inventory index?"

How to price your home

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If you have decided to sell your home, chances are you are caught up in a host of emotions. You may be looking forward to moving up to a new house or facing the uncertainty of a major move across country. You may be reluctant to leave your memories behind or eager to start new adventures. Whatever turbulent feelings you’re experiencing right now, there are plenty of practical matters that need your attention. Keep in mind the following considerations to help the whole process go more smoothly.

How much is your home really worth?

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The preparation of any appraisal begins with an interior and exterior inspection of any given home or building. The appraiser then looks for assets and any and all detriments that the real estate will offer by viewing the property with an objective perspective.

Myths and facts about appraisals

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The appraisal process is often considered to be the process of analyzing, collecting and reconciling data that relates to a home. This data is then formatted in an order that can lead the reader of the report to the same conclusions as the appraiser.

Tax implications of selling a home

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You may qualify to exclude from your income all or part of any gain from the sale of your primary residence. Your primary residence is the one in which you live most of the time.

Why use a REALTOR® when selling

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Often one of the most complex and important financial events in peoples’ lives is the purchase or sale of a home. Because of this complexity and importance, people usually seek the help of a experienced real estate brokers when buying or selling real estate.

Why its so hard to sell your own home

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Granted, some people are able to sell their own homes without the services of a real estate agent. Some of these successful do-it-yourselfers are very experienced home sellers. Others are transferring ownership of their home to a child, a coworker or a tenant who's already living in the home. These circumstances are the exception, not the norm, however. For most people, a for-sale-by-owner (FSBO) transaction simply isn't in the cards. Here are five reasons why.

Are you ready to buy a home?

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Are you ready to buy a home?

Understanding Your Credit

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Understanding Your Credit can mean the difference of owning vs not owning!

Mortgage Funding Info

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Mortgages for commercial deals can be funded if you know how to write a successful presentation.

Credit Info

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Your credit score is based on the information contained in your credit report.

Fico Scores Effect Purchasing

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FICO® scores were developed by Fair Isaac & Company, Inc. for each of the credit repositories.

Property Rights

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You have a right to do with the land as you please, subject to restrictions imposed by law.

Real Property Definition

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Real property is generally defined as land and the things permanently attached to the land.

Property Investment

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Is Real Estate A good Investment? This report will try to answer that question.

Property Trust(s)

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The REIT Story Real Estate Investment Trusts (REITs) were created by Congress in 1960 but played a very limited role in real estate investment for more than three decades.

Negotiating a Contract

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If the terms and conditions of the deal aren't acceptable, you might want to pause and think twice.

Real Estate Negotiation

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Negotiating a purchase agreement is perhaps the trickiest aspect of any real estate transaction.

Dont Let It Fall Through

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What makes a deal fall through? Avoid the common pitfalls!

Sell Your Home Fast

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Should you hold out until you have an offer that matches your asking price?

Real Estate Tax Advice

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Selling a home can have a major impact on your federal and state tax returns.

Property Inspection

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Regardless of what the inspector may uncover, you shouldn't be overly concerned about the actual home inspection

Pick An Offer

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Picking among several offers isn't always as easy as choosing the highest price, especially in hot markets.

Open House Expectations

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Was vacating your home for four or five prime-time hours worth the inconvenience?

Your Open House

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Public open houses may be more beneficial for the agents themselves than for the home sellers.

Marketing Info

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Your broker's marketing efforts and considerations will include advertising, showing the property, how long the house has been on the market and whether you're buying another home.

Listing Real Estate

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A listing agreement is a binding legal contract that shouldn't be taken lightly.

Selling My Property

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The age-old observation that "you never get a second chance to make a first impression" certainly applies when it comes to attracting buyers to a for-sale home.

Multiple Offers

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What do you do if you receive multiple offers?

Getting Real Estate Ready

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A house that "sparkles" on the surface will sell faster than its shabby neighbor, even though both are structurally well-maintained.

Real Estate List Price

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Setting the list price for your home is an important first step to selling your home!

Housing Market Info

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Here are some helpful definitions to help you follow the numbers.

Pricing Your Property

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Pricing decisions should be grounded in reality rather than wishful thinking.

Property Appraisal

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Property appraisal is a very important part of any new home purchase!

Real Estate Appraisal Info

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Consumers tend to have some misconceptions about the appraisal process

More Tax Advice

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Selling a home can have a major impact on your federal and state tax returns.

Real Estate Agent

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A real estate agent can help you understand everything you need to know about the selling process.

Real Estate FSBO Advice

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For most people, a for-sale-by-owner (FSBO) transaction simply isn't in the cards.

Real Estate Appraisal

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Jump start your understanding of your home's value by getting a free estimated valuation.

Real Estate Tax Shelter(s)

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More Americans than ever own homes because it's the ultimate tax shelter.

Real Estate Tax Benefits

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Uncle Sam helps you in three ways when you own your home.

Loan Closing Advice

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WHAT CAN I EXPECT TO HAPPEN ON CLOSING DAY?

Escrow Advice

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How much money will I have to come up with to buy a home?

Home Loans

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How much home can you afford?

Closing Costs

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This checklist will help you understand all the costs related to your closing.

Review A Closing

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Review the many activities that you need to make sure are performed before closing.

Closing a Home

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This will likely be your last time to do a walkthrough..

After The Loan

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What happens after I have applied for my loan?

Credit History

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How does my credit history affect my ability to qualify?

Negotiating Tips

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Learn how to negotiate the very best deal possible!

Property Negotiation

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There are some important questions you should ask before going ahead with any contract. Are you getting the best deal?

Safety Inspection

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Before you buy, consider getting a home health and safety inspection. Asbestos anyone?

Home Inspector Worksheet

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New home or not, it pays to know what to look for in its structure, equipment and surroundings. Give this article a browse before you buy.

Home Insurance

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Is Home Owner's Insurance really required?

Home Inspection

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This report will provide you with the information about home inspections

Debt To Income Ratio

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Here's an explanation of debt to income ratio which is a comparison of your gross (pre-tax) income to housing and non-housing expenses.

Your Loan

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There are several things you need to think about before you apply for your loan!

Apply for a Mortgage

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Shopping for a mortgage is the first step toward owning a home and perhaps the most daunting, especially if you are not prepared.

Select a Mortgage

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The two most common types of mortgages are fixed-rate mortgages and adjustable-rate mortgages, known as ARMs.

Mortgage Alternatives

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A wide selection of mortgages is available. Your challenge is to select the loan terms that are most favorable to your situation.

Basic Mortgage

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Likely the largest debt you'll ever take on, a mortgage is a loan to finance the purchase of your home.

Mortgage Loan

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The mortgage amount is the amount of money you borrow from a lender to pay for your house.

Effective Offer Writing

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A written proposal is the foundation of a real estate transaction. This is where a little know how goes a long way..

Mental Control

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Don't let your emotions overrule a reasonable assessment of whether a particular home really meets your needs.

Comparison Shopping

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Let this home comparison chart assist in your final home purchasing descision.

Home Selection

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Here are some tips to help determine which house is best for you.

Home Hunt

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Narrow your home search by identifying neighborhoods that are right for you.

Approval Letters

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Obtaining a pre-approval letter before your home search is a good idea!

Real Estate Ads

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Real estate ads are usually full of acronyms and terms that are unfamiliar to first-time buyers. Here's a cheat sheet to let you in on the lingo.

House Search

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Buying a home? These tips can help you find the home of your dreams!

Your Wish List

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Making a Wish List can save you valuable time!

Find your Dream

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Finding your dream home is not hard if you know what steps to take!

A REALTOR Can Help

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A professional real estate agent can help you find the home of your dreams in less time than you though possible!

Confidence and Experience

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A confident buyer will always get the best deals. You too can be confident if you learn what to expect!

Ownership Advice

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By following these tips, home ownership will be a much smoother experience.

Young Buyer

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How Much Do I Have to Save to Buy A Home? What benefits can I expect being a young person? What obsticles should I be aware of?

Home Ownership: Are You Prepared?

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You can find out by asking yourself some questions..

Buying an Affordable Home

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There are multiple factors to consider when choosing your new home

Home Ownership : How To

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This article continues to explore the benefits of home ownership. You will descover facts which may leave you surprised..

Buy vs Rent

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Renting can be a great choice. Find out if Renting is better than buying.

Checklist for Home Buyers

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This checklist will help you find the home of your dreams today!!